Self-Pay Pricing and Insurance for OBGYN Services in Chicago, IL

Self-pay pricing allows patients without insurance or who prefer not to use it to pay directly for their OBGYN services. This option often results in more predictable costs and is an attractive choice for patients without insurance coverage or those with high deductibles.

At Michelle TranDai MD, self-pay pricing is designed to be transparent and affordable. The following is a breakdown of some of the services available:

Self-Pay Prices for Common OBGYN Services
●Initial Consultation: $200
●Common Lab & Procedures (PAP with HPV, Ultrasound, Pregnancy Test, etc): $150 – $250
●Beta HCG Quantitative: $90
●Blood Type-Rhesus: $100
●CBC: $70
●Comprehensive Metabolic Panel: $120
●FSH: $90
●General Panel (CBC + CMP + Lipid + TSH): $200
●Hepatitis B Antigen: $80
●Hepatitis C Antibodies: $80
●HIV Test: $90
●Lipid Panel: $90
●Progesterone: $110
●Prolactin: $110
●RPR: $70
●TSH: $70
●Urine Culture: $70
●IUD Removal: $90
●Ultrasound: $250 – $350 (depending on the type of ultrasound)
●Colposcopy: $250
●Biopsy: $250 – $400 depending on the procedure

These prices are estimates and can vary depending on the individual case, complexity, and additional services required during the visit. Michelle TranDai MD, emphasizes providing a straightforward pricing structure, ensuring that patients are not caught off guard by unexpected bills.

Yes, most OBGYN clinics in Chicago, including Michelle TranDai MD, do accept a wide range of health insurance plans. However, it’s important to confirm with the office directly about the specific insurance providers they work with. Dr. Michelle TranDai MD, works with both private insurance and public insurance programs, including:

●Blue Cross Blue Shield
●United Healthcare
●Aetna
●Cigna
●Medicare
●Medicaid

If you have insurance, you will likely need to provide your insurance information at the time of your visit. It is also helpful to check with your insurance provider before your appointment to ensure that your services will be covered under your plan and whether your specific insurance plan includes coverage for the specific OBGYN services you require.

Insurance coverage for OBGYN services can vary widely depending on the type of insurance plan, your policy’s specific coverage, and whether the services you seek are considered “medically necessary.” Some common OBGYN services that are often covered by insurance include:

●Prenatal care: Most insurance plans cover a significant portion of prenatal visits and related services, including ultrasounds, blood work, and labor and delivery expenses.

●Pap smears: Preventative care, such as Pap smears for cervical cancer screening, is often covered under preventative care benefits, particularly if you are due for an annual wellness exam.

●Birth control: Depending on your insurance plan, some types of birth control may be covered, and others may require an additional out-of-pocket cost.

●STD testing: Insurance typically covers STD testing if deemed medically necessary, but the extent of coverage may depend on the insurance plan.

●In-office procedures: Many insurance plans will cover in-office procedures, but it may require pre-authorization or depend on your specific policy.

However, certain services may not be covered fully by your insurance, especially if the service is considered elective or cosmetic, such as certain types of non-medically necessary surgeries or specialized treatments. Additionally, some insurance policies may require pre-authorization for specific procedures or tests.

Knowing the total cost of an OBGYN visit ahead of time is crucial for budgeting, particularly if you are paying out-of-pocket through self-pay. Here’s how you can get an estimate of the total cost for your visit:

1. Contact the Clinic Directly
Before scheduling an appointment, contact Michelle TranDai MD to inquire about the pricing for the specific services you need. The office staff will provide you with a quote based on the services you’re requesting, whether you’re paying out-of-pocket or using insurance.

2. Check Your Insurance Benefits
If you plan to use insurance, contact your insurance provider directly to confirm your coverage and ask about any out-of-pocket costs you may incur. Be sure to ask about:

●Deductibles
●Co-pays
●Coinsurance
●Pre-authorization requirements

This will help you better understand your financial responsibility before your visit.

3. Review Pricing Information on the Clinic’s Website
Michelle TranDai MD provides an easy-to-navigate pricing page that outlines costs for a range of services. This is helpful for self-pay patients who want to know what to expect. Additionally, the clinic may offer payment plans or financing options for those needing assistance with paying for services over time.

4. Estimate Additional Costs
Don’t forget that the total cost may include additional fees, such as:

●Lab work: If you need blood work, urine tests, or other lab services, the cost of these tests may not be included in the basic consultation fee.
●Medications: Prescription medications, such as birth control, may also have additional costs, depending on your insurance or whether you choose to pay out-of-pocket.

Services Offered by Dr. Michelle Tran-Dai’s OBGYN Clinic

Dr. Michelle Tran-Dai offers a wide range of comprehensive OBGYN services to meet the needs of women at all stages of life, including:

●Annual Wellness Exams: Preventive care exams, including Pap smears and breast exams.
●Prenatal and Postnatal Care: Comprehensive care throughout pregnancy, from early prenatal visits to labor and delivery support, as well as postpartum care.
●Contraception: Birth control counseling, prescriptions, and in-office procedures like IUD insertion.
●Menopause Care: Support for women transitioning through menopause, including hormone replacement therapy (HRT) and management of related symptoms.
●High-Risk Obstetrics: Specialized care for women with high-risk pregnancies.
●In-office Procedures: Including colposcopy, LEEP, and biopsies.
●STD Testing: Comprehensive testing and treatment for sexually transmitted diseases.

For more information, contact us or request an appointment online. We are conveniently located at 5449 N Broadway, Chicago, IL 60640. We serve patients from Chicago IL, Evanston IL, Ravenswood IL, Uptown IL, Lake View IL, Lincoln Park IL, Buena Park IL, Bowmanville IL, Boystown IL and Roscoe Village IL